Pensions

Pensions for Local 21 Members are administered by: The Regina Civic Employees’ Pension Plan (RCEPP).

Mobius Website:

Visit their website for pension calculators, forms, and plan information.

Industrial Alliance:

https://casualeo.mobiusbenefits.ca/pages/casual-members

Quick Link to Pensioner Newsletter:

2024: https://civic.mobiusbenefits.ca/userdata/files/358/Civic%20Pensioner%20Newsletter%202024.pdf

Casual Plan - Understanding Your Pension (Help Sheet)

Link

Pensioner Forms:

https://civic.mobiusbenefits.ca/pages/pensioner-forms

Retirement Benefits:

https://civic.mobiusbenefits.ca/pages/pensioners-benefits

Civic Pensioners Association:

https://civic.mobiusbenefits.ca/pages/civic-pensioners-association

Plan Documents:

https://civic.mobiusbenefits.ca/pages/plan-documents

https://casualeo.mobiusbenefits.ca/pages/casual-plan-documents

Handbook for Casual Members and Eleceted Officials:

https://casualeo.mobiusbenefits.ca/pages/casual-members

Canada CPP & OAS

Canada Pension Plan (CPP):

The Canada Pension Plan (CPP) retirement pension provides a monthly benefit to eligible Canadians.

You must have worked and made at least one valid contribution (payment) to the CPP to qualify for a CPP retirement pension. The standard age to begin receiving the pension is 65. However, you can take a permanently reduced CPP retirement pension as early as age 60 or take a permanently increased pension after age 65.

When should I take my retirement pension?

Before you decide when to take your retirement pension, you should consider the following:

• How your age will affect your monthly payment
• Whether you plan on working while receiving your pension
• How much and how long you have made contributions to the CPP
• Your personal savings, investments or company pension plan
• Your retirement planning and lifestyle you want when you retireYour current health, family health history or any disabilities

Website: https://www.canada.ca/en/services/benefits/publicpensions/cpp.html

Old Age Security (OAS):

The Old Age Security (OAS) pension is a monthly payment available to most people 65 years of age and older who meet the Canadian legal status and residence requirements.

Your employment history is not a factor in determining eligibility: you can receive the OAS pension even if you have never worked or are still working.

Am I eligible?

If you are living in Canada, you must:

• Be 65 years old or older
• Be a Canadian citizen or a legal resident at the time we approve your Old Age Security pension application, and have resided in Canada for at least 10 years after turning 18

Website: https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/payments.html